

Many Samsung wearables also feature Samsung Pay for quick payment with your wrist - no smartphone required. All Galaxy devices since the S6 and Note devices have the technology built-in, in addition to several Galaxy A devices. How do I set up Samsung Pay?īegin by checking you own a compatible Samsung smartphone. MST sends out a signal that mimics the black stripe on the back of your card, making older terminals merely think that you manually swiped your card. However, Samsung goes to the next level by offering MST (magnetic secure transmission) technology in its smartphones thus, you can pay with any terminal that accepts cards - no wireless compatibility needed. Not all retail stores have caught up with the times, and many are still utilizing older payment terminals that don’t support new payment technologies such as Apple Pay and Google Pay. Your smartphone can use NFC technology to pay with any terminal that supports wireless payment with a simple tap, but that’s not what makes it unique. Out shopping for a new dress, or picking up some coffee at your favorite cafe? You can leave your credit or debit card at home, utilizing the Samsung Pay app instead. Samsung Pay is an Android app that works with specific Samsung devices, allowing them to communicate with payment terminals. Getting started is very easy, and soon you’ll wonder how you ever managed to shop without this app. This app comes with convenient tools to manage your money and pay for purchases online and in stores. Samsung Pay is the proprietary mobile wallet that you will find on newer Samsung devices.

XCEL FCU is a credit union serving members in New Jersey, New York and across the country.Compatible Samsung smartphone or smart watch Pay – Hold your mobile device over the merchant card reader.Secure – Authorize purchases using your fingerprint or entering your pin.Swipe Up – Swipe up from the home button or launch the Samsung Pay app icon.Privacy Protection - Samsung Pay does not store or share your payment information.ĭownload Samsung Pay from the Google Play Store Your mobile device is being monitored for signs of malicious attacks or vulnerabilities. Safe - Each authorized transaction uses a digital identifier instead of your actual XCEL debit or credit card number so your account information is not shared and remains safe when you shop.īuilt-in Security - Samsung Knox technology encrypts your card information within a separate and secure data vault. Personal Protection - Authorized transactions with your fingerprint for complete control for all payments.Samsung Pay allows you to securely make purchases at participating merchants with your XCEL debit and credit card using supported mobile devices.
